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The Best Places To Live In Bristol
Known as the gateway to the Southwest, Bristol is an exciting place to live. With good travel links to London, excellent universities and a wealth of independent restaurants, culture and art, Bristol...
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Mortgage Market Update: News, Trends & Forecasts
We are currently in a rising rate environment. UK economists had predicted that Bank of England base rate would top out at around 5.25%, though that prediction looks to be a bit punchy as the UK is...
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Should You Pay Off Your Mortgage Early?
The Advantages And Disadvantages Of Becoming Mortgage-Free Whether or not you should pay off your mortgage early depends on your personal financial situation and goals. It may generally be a good idea...
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Using Vested Stock & RSU For Mortgage Affordability Purposes
Fox Davidson advise clients wishing to take out a mortgage on UK property. Many of our clients work at investment banks and large US headquartered tech firms, with some of them being awarded stock and...
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How To Get A Mortgage With Bad Credit But A Good Income
Mortgage lenders will lend to clients who have bad credit and a good income. The terms of the mortgage will depend on the severity of the bad credit and also how recently the bad credit happened. A...
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State of the Economy June 2023 – Inflation, Property Market & Interest Rates
The economy is in a state of high inflation and rising interest rates. Newspaper headlines report house prices falling at their fastest rate for 14 years. Interest rates have gone up 12 times in a...
View ArticleThe Mortgage Charter
What is the mortgage charter? With interest rates rising to 5% from lows of 0.1% many homeowners are facing increased mortgage costs. The UK government wishes to be seen to be doing something to help...
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Buy to Let Mortgages: Why Mortgage Rates are Outstripping Rents
A new study by one of our lenders, Octane Capital revealed that buy to let rates are outstripping rental growth. The study revealed that, across the entire United Kingdom, mortgage interest rates...
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UK Property Market Update October 2023: Trends, Opportunities, and Economic...
Sometimes writing about mortgages seems quite trivial compared to other things going on in the world. I wish that the world was a better place for more people. As we enter the final quarter of the...
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Market Update: January 2024
Happy new year to you all, I hope you all enjoyed a good festive break. In this market update we look at what lies ahead for the coming year including house prices, interest rates and economic factors...
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Best places to buy an HMO in the UK
Best places to buy an HMO in the UK. In this article, we look at the best places to buy an HMO in the UK. This list has considered many factors including location, yield, regeneration, demand and...
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